A principal of Rs.10,000, ofter 2years compounded annually, the rate of interest being 10% annum during the first and 12% per annum during the second years (in rupees) will amount to :

A principal of Rs.10,000, ofter 2years compounded annually, the rate of interest being 10% annum during the first and 12% per annum during the second years (in rupees) will amount to :
1). Rs.12,000
2). Rs.12,320
3). Rs.12,500
4). Rs.11,320

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