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Sbi clerk 2008 Practice Questions & Answers

1 vote

Mr. Madhur deposits an amount of Rs. 58,750/- to obtain a simple interest at the rate of 12 p.c:p.a:for years. What total amount will Mr. Madhur get at the end of 4 years?

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Mr. Madhur deposits an amount of Rs. 58,750/- to obtain a simple interest at the rate of 12 p.c:p.a:for years. What total amount will Mr. Madhur get at the end of 4 years?
1). Rs. 91,230/-
2). Rs. 86,950/-
3). Rs. 74,760/-
4). Rs. 69,540/-

0 vote

The income disparity in the new India is massive: 36 billionaires in India and 800 million people living on less than $2 a day. The challenge for achieving inclusive growth relates to the revival of agriculture. Farming is becoming a non-viable activity. A confluence of factors, from poor rainfall t

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The income disparity in the new India is massive: 36 billionaires in India and 800 million people living on less than $2 a day. The challenge for achieving inclusive growth relates to the revival of agriculture. Farming is becoming a non-viable activity. A confluence of factors, from poor rainfall to the new availability of consumer goods which consume much of Indian familie's incomes, has driven many farmers into crushing debt. The agriculture sector has many problems with a growth rate of less than 2% in the last decade. Further scope for increase in net sown area is limited. Disparity in productivity across regions and crops has persisted. Far from benefiting from the economic boom, many complain that banks don't offer the rural poor credit, forcing them to turn to greedy money-lenders, who typically charge up to 20% interest on a four-month loan. Healthcare and education costs have risen dramatically, while the global price of cotton has become depressed, largely due to the billions of dollars in subsidies Washington hands out to U.S. farmers. The approach to the revival of Indian agriculture seems to be incremental, rather than a holistic strategy. It is important to stress that growth and equity should be pursued simultaneously rather than following the 'growth first and equity next' approach. What are the challenges for achieving 4% growth and equity in agriculture? Policy makers like the National Commission on Farmers mention cost reduction in agriculture as important to compete in a globalised world. The most important problem for the farmers is output price fluctuations. There is a big gap between producer prices and consumer prices. In order to protect farmers from National and international price volatility, a price stabilization fund is needed. The supply and demand side constraints have to be removed to raise growth. The support systems have to be tuned to improve productivity and incomes of farmers with emphasis on small and marginal farmers and dry land areas. One of the differences between the green revolution in the 1960s / 70s and the present 'second green revolution' is that risk is higher in the latter approach as it has to concentrate more on dry-land areas. Trade liberalisation has also raised the risk and uncertainty. Thus, policymakers have to keep in mind the increasing risk in agriculture. Agriculture policies have to be gender sensitive too since the share of women is increasing. The Government is aware that the crop sector may not be able to grow at 4% per annum but horticulture and allied activities like dairying, poultry and fisheries have to grow at the rate 6 % to 7 % to achieve 4% growth in agriculture. Investment in irrigation and rural infrastructure is important for agricultural growth. It is known that public investment in agriculture is lower than the requirements needed for achieving 4% growth. Bharat Nirman Programme is in the right direction but the progress has to be much faster


Why are farmers facing crippling debt?
A. Increased expenditure on luxury items.
B. Subsidies are not provided by the Indian government
C. Prices of crops like cotton have risen dramatically.
1). All A, B and C
2). Only A
3). Only B
4). Both A and B

0 vote

What should come in place of question mark (?) in the following numbers series

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What should come in place of question mark (?) in the following numbers series


16, 14, 24, 66, 256, 1270, ?
1). 8564
2). 5672
3). 4561
4). 7608

0 vote

Read the following passage carefully and answer the questions given below it. Certain words are printed in bold to help you to locate them while answering some of the questions.They yearly festival was close at hand: The store room was packed with silk fabrics, gold ornaments, clay bowls full of swe

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Read the following passage carefully and answer the questions given below it. Certain words are printed in bold to help you to locate them while answering some of the questions.
They yearly festival was close at hand: The store room was packed with silk fabrics, gold ornaments, clay bowls full of sweet curd and platefuls of sweetmeats. The orders had been placed with shops well in advance: The mother was sending out gifts to everyone. The eldest son, a government servant, lived with his wife and children in far off lands. The second son had left home at an early age: As a merchant he travelled all over the world. The other sons had split up over petty squabbles, and they now lived in homes of their own. The relatives were spread all across the world. They rarely visited. The youngest son, left in the company of a servant, was soon bored left her and stood at the door all day long, waiting and watching. His mother, thrilled and excited, loaded the presents on trays and plates, covered them with colourful kerchiefs, and sent them off with maids and servants. The neighbours looked on.
The day came to an end. All the presents had been sent off.
The child came back into the house and dejectedly said to his mother, ?Maa, you gave a present to everyone, but you didn?t give me anything!?
His mother laughed, ?I have given all the gifts away to everyone, now see what?s left for
you.? She kissed him on the forehead.
The child said in a tearful voice, ?Don?t I get a gift??
?You?ll get it when you go far away.?
?But when I am close to you, don?t I get something from your own hands??
His mother reached out her arms and drew him to her, ?This is all I have in my own hands. It is the most precious of all.?


Why did the woman?s eldest son not attend the festival?
1). He was not on good terms with his youngest brother who lived at home
2). He had quarrelled with his mother
3). His wife did not allow him to return home
4). His job prevented him from taking leave

38 vote

$? \div 40 \times 9 = 378$

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$? \div 40 \times 9 = 378$
1). 1616
2). 1648
3). 1696
4). 1680